Nothing matched that. Try a coverage name, a province, or call us on 1-800-555-0182.
Seven coverages, each written out plainly: what it covers, what it does not, and what the deductible actually changes.
Auto insurance in Canada is regulated by the province you live in, not by Ottawa. Three provinces sell you the basic policy themselves. Québec splits it in two. Everywhere else it is a private market. We start by telling you which one you are in.
A Canadian home policy earns its money in the two weeks either side of a thaw. Frozen pipes, ice damming, sewer backup and overland water are where the claims are, and they are also where the exclusions hide.
Your landlord insures the building. Nothing in that policy covers your belongings, your liability, or the hotel bill if the unit above you floods yours in January.
Two questions decide almost everything: how much, and for how long. Term insurance answers both cheaply and honestly, and for most Canadian families it is the whole answer.
Provincial health insurance pays a fraction of what a hospital in Florida or Arizona charges, and in some provinces it pays almost nothing at all outside Canada. That gap is the entire product.
A contractor, a clinic and a café share almost no exposures. A commercial package that treats them the same is a commercial package that will disappoint one of them.
Bundling usually takes ten to fifteen per cent off both premiums. Sometimes it does not, and we will say so when it does not.